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The American dream is often associated with home ownership. A neighbor friend was quick to note that he would not be in financial turmoil, had it not been for his desire to provide a home for his family. Albert or Al as he likes to be called, has a wife and two children. His firstborn is almost 5 years old and the youngest just turned 1. “I want my family to have a place they can call home. It is hard to see something terrible come from that wish.” I understood what he was saying. His dream is further away, now that his home is in foreclosure. He tried to rent it unsuccessfully after he moved to an apartment.

A lot of people have recently had to suspend all attempts to buy homes. Due to the present economic upheavals, it may be a long time before such people regain financial strength. However, it has not always been hard to purchase a home. All one had to do was present their case to a bank. The bank would then extend a loan to pay for the house. The person would live in the house but they would not really own it unless the debt was fully paid off. Others would save until they had enough to pay for the house, while still others inherited property. However, according to CNN web site, the market is so nervous people do not want to risk anything at the moment.

It is not hard to see why homes are so important. It is the one place people feel that they can be free. I too have bought into the notion that home is best. I do not feel compelled to show restraint, especially when it comes to expressing myself.

My dream home is idyllic. I am surrounded by beauty and my soul is serene. However, from what I have experienced, dreams may not tell the whole story. As my landlady told me, having property is just one side of the story. The side involves responsibilities and obligations such as taxes and maintenance.
A dream is a great thing. It calls us to scale mountains and to cross valleys in search of the one thing that makes it real. The thought of a roof over our heads may inspire us to move all kinds of obstacles. However, like a true builder, one must consider and appreciate the cost of the dream house. Any house may not be the dream house but a house is better than none at all. Those of you who live the dream, carry on. Those who are still in search join me in doing all the real work that manifests our vision.

Reference:


http://money.cnn.com/